Andrews Could Wind Up Getting Just $6M

Marriott will almost certainly appeal the verdict, which then opens the door to settlement.

And TMZ reports, there are compelling reasons why Erin might want to settle. It's a huge judgment when you consider there's no physical injury ... just emotional distress. An appeals court could overturn the verdict on grounds it's simply excessive.   According to TMZ, it's a crapshoot to go forward with an appeal ... for both sides.

The legal experts TMZ has spoken with all say the likelihood is the case will settle ... for somewhere around $20 million on Marriott's part.

Now the lawyers' fees. In lawsuits where a case actually goes to trial, lawyers typically get around 40% of the recoverable judgment. So, if Erin settles with Marriott for $20 million, the lawyers would get $8 million, leaving her with $12 million. And Erin's responsible for costs in preparing the case, which we're told could approach $1 million, leaving her with $11 million.

Now the bad news. In cases where someone wins an award for emotional distress without any physical injuries, the award is taxable. So the $11 million becomes more like $6 million.

The good news ... the lawyers will make a fortune.